Better score = lower rate 5 tips for better credit 1) Keep all balances on credit cards below 30% of available credit 2) Never pay late. If you are disputing a cell phone bill; pay and then dispute. Cell phone companies report to collection companies fairly quickly and this can hit your score fast and hard. [...]
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If you are purchasing or refinancing a home with a loan (not FHA) DO NOT BUY ANYTHING WITH YOUR CREDIT CARDS. As of June 1st Fannie Mae is requiring lenders to check the borrowers credit right before funding. If anything changes on your credit your loan that you already have signed loan documents on could [...]
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100% financing, Adjustable Rate Mortgage, Bad Credit Mortgages, Closing Costs, Credit Reports, FHA loans, Fixed Rate Mortgage, Home Equity, Home Purchase, Home Refinance, Interest Only Loans, Loan Programs, Mortgage News, Mortgage Programs, Mortgage Rates, Mortgage Resources, USDA loan, VA Loans, low rates, sonoma county