California first time homebuyer tax credit of up to $10,000.  Governor Schwarzenegger signed AB 183 into law, offering a First Time Homebuyer Tax Credit to home buyers buying their first home or purchasing newly construction, previously unoccupied homes.  The credit will be extended from May 1, 2010 to December 31, 2010.   Last year, funds for [...]

Introducing: The Ready Bell 5% down conventional loan As the market changes we are constantly looking for new loan products to help buyers get into homes faster and with as little trouble as possible.  With recent changes to FHA we have determined it is crucial to have a conventional loan that competes with FHA.   FHA [...]

If you are thinking about purchasing a new home, don’t wait until you find the perfect home to get prequalified! Make sure your credit is healthy and find out how much you can qualify for before you find the home of your dreams. This helps insure that you not only choose a home in the [...]