As we open in September it is looking to be a great month for extremely low rates.  We have hit a new low.  Yes rates have been low but now they are even lower.  We are quoting in the LOW 4′s for 30 year fixed loans and the high 3′s for 15 year fixed loans.  [...]

  If you are purchasing or refinancing a home with a loan (not FHA) DO NOT BUY ANYTHING WITH YOUR CREDIT CARDS. As of June 1st Fannie Mae is requiring lenders to check the borrowers credit right before funding.  If anything changes on your credit your loan that you already have signed loan documents on could [...]

In this market it is key to work with a lender that is well informed and has your best interest at heart.  Unfortunately, not every buyer is so fortunate.  Today I was surprised when a person I was pre qualifying told me they were leaving their job in 3 weeks and they had no other employment [...]