If your home loan is owned by Fannie Mae or Freddie Mac there are special refinances available. Commonly know as HARP, these loans can be 100% of what you owe and you can get a great rate with nomortgage insurance. Many people assme that since they get a bill from say Bank of America or [...]
Category | sonoma county
How to take advantage of Toady’s great rates when you have less than 20% equity in your home without paying mortgage insurance. Part One Many people feel that if they have less then 20% equity in their home they cannot refinance without paying mortgage insurance thus defeating any savings from refinancing. They are often told [...]
1) Rates are at historic lows. Borrowers with as little as 3.5% down are getting rates in the very low 4′s on 30 year fixed loans! 2) Foreclosure land. For those of us who already own homes the heap of foreclosures is a real drag but for buyers this is the ultimate market. Prices are [...]
If you are purchasing or refinancing a home with a loan (not FHA) DO NOT BUY ANYTHING WITH YOUR CREDIT CARDS. As of June 1st Fannie Mae is requiring lenders to check the borrowers credit right before funding. If anything changes on your credit your loan that you already have signed loan documents on could [...]
The Healdsburg Twilight parade is a town tradition. Every year in honor of the Future Farmers of American the town comes together to put together a local parade. Local businesses and people create and design floats which are supposed to play into a general theme. This years theme is “what grows in your backyard.” The [...]
The Russian River Rose Company is unlike any other rose company. It is only open in April and May on Saturdays and Sundays or by appointment. It is not a traditional nursery but rather acres of roses situated around the owners homes. They have roses cascading through trees and on arches and anywhere there is a [...]
